This is a good article from the Wall Street Journal, with lots of useful points, on the failure of 401(k)s to meet the expectations of retiring (or, would-be-retiring) baby boomers.

It summarizes the findings of a study by the Center for Retirement Research at Boston College. The Center’s web site doesn’t have the actual study up yet, but there is material of mixed usefulness here. There is a study on the site, and issued this month, that concludes that pension funding “does not currently have a statistically significant effect on bond ratings” for states.